Confidentiality & Non-Disclosure Agreement

"Confidential Information" means any non-public information disclosed by either party — including client identities, counterparty names, transaction structures, financial data, documents, contracts, pricing, sources, methodologies, findings, and communications — whether shared orally, in writing, or electronically, and whether or not marked "confidential".

• We will hold all client information in strict confidence.
• Access is restricted to personnel who need it to perform the engagement, under written confidentiality obligations.
• We will never disclose, sell, publish, or use client information for any purpose outside the engagement.
• We will not disclose the existence of an engagement, or the client's identity, to any third party without prior written consent.
• We maintain encryption, access controls, and audit trails to protect Confidential Information.

The client agrees to keep AfricOre's proprietary methodology, questionnaires, templates, reports, and deliverables confidential, and not to share them with any third party (including counterparties under investigation) without our prior written consent.

Confidential Information may be disclosed only where:

• The disclosing party has given prior written consent;
• Required by a court order, regulator, or applicable law — in which case the receiving party will, where lawfully permitted, notify the other party promptly;
• The information is already lawfully in the public domain through no breach of this Agreement.

Confidential Information is stored on access-controlled systems and retained only as long as necessary for the engagement and legal compliance. Upon written request after the conclusion of an engagement, we will delete or return client Confidential Information, subject to regulatory retention obligations and our internal audit records.

AfricOre does not broker transactions. We will not use client information to compete with the client, solicit the client's counterparties, or circumvent the client in any transaction introduced to us in the course of an engagement.

These confidentiality obligations survive the completion or termination of any engagement for a period of five (5) years, or indefinitely for information that constitutes a trade secret under applicable law.

The parties acknowledge that a breach of confidentiality may cause irreparable harm for which monetary damages would be inadequate. Accordingly, the non-breaching party is entitled to seek injunctive relief in addition to any other remedies available at law or in equity.

This Confidentiality Agreement is governed by the laws of the State of Delaware, United States, and forms part of our overall Terms & Conditions.

Report a confidentiality concern: info@africoreassurancegroup.com.