Terms & Conditions

By accessing this website, submitting a verification request, or engaging AfricOre in any capacity, you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions, our Privacy Policy, and our Confidentiality Agreement. If you do not agree, you must not use our website or services.

AfricOre provides independent due diligence, verification, advisory, and transaction support services. We do not buy, sell, broker, finance, insure, guarantee, or take title to commodities or investment assets unless expressly stated in a separate written agreement executed by an authorized officer of AfricOre.

All reports, opinions, and communications are advisory in nature and are provided to assist the client in making its own independent decisions. AfricOre does not guarantee any commercial, legal, or financial outcome.

Formal engagements require a signed engagement letter and payment of the applicable engagement deposit. Deposits are 50% refundable within 5 business days following the initial consultation and non-refundable thereafter, unless otherwise agreed in writing.

The client warrants that all information provided is accurate, complete, lawfully obtained, and that the client has authority to share it with AfricOre. The client agrees not to use our services for money laundering, sanctions evasion, fraud, or any other unlawful purpose.

All content on this website — including text, graphics, logos, the AfricOre Assurance Group™ mark, methodology, templates, and deliverables — is the exclusive property of AfricOre Consulting LLC and is protected by copyright, trademark, and other applicable laws. No content may be copied, reproduced, redistributed, or used to train machine learning models without our prior written consent.

The website and services are provided "as is" and "as available". To the fullest extent permitted by law, AfricOre disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

To the maximum extent permitted by law, AfricOre's aggregate liability arising out of or relating to the services shall not exceed the fees actually paid by the client to AfricOre for the specific engagement giving rise to the claim. In no event shall AfricOre be liable for indirect, incidental, consequential, punitive, or loss-of-profit damages.

The client agrees to indemnify, defend, and hold harmless AfricOre, its officers, employees, and affiliates from any claim, loss, or expense (including reasonable legal fees) arising from the client's misuse of our services, breach of these Terms, or violation of law.

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict-of-laws principles. Any dispute shall be resolved exclusively by the state or federal courts located in Delaware, or by binding arbitration if mutually agreed in writing.

We may update these Terms from time to time. Continued use of the website or services after changes constitutes acceptance of the revised Terms.

Questions about these Terms should be sent to info@africoreassurancegroup.com.